Account Type

Minimum Deposit
to Open

Minimum to Obtain
Annual Percentage
Yield*

Penalty**

Interest Rate

Annual
Percentage
Yield***

Classic Checking

$1,000

$1,000

1.00%

1.00%

Prime Checking

$100.00****

$0 - $9,999

1.50%

1.51%

$10,000 - $24,999

1.50%

1.51%

$25,000 and UP

1.75%

1.76%

Classic Plus Checking

$100

$500

1.00%

1.00%

Traditional Savings

$100

$0

1.25%

1.26%

Holiday Savings Club

$100

$0

2.00%

2.02%

Money Market Plus

$2,500

$0-4,999

1.25%

1.26%

$5,000-9,999

1.50%

1.51%

$10,000-24,999

1.75%

1.76%

$25,000-39,999

2.00%

2.02%

$40,000 and UP

2.25%

2.27%

Prime Money Market

$25,000

$0-24,999

1.50%

1.51%

$25,000-$49,999

2.25%

2.27%

$50,000 - $99,999

2.50%

2.53%

$100,000 and UP

2.75%

2.78%

3 Month CD

$500

$500

3 Months

1.50%

1.51%

6 Month CD

$500

$500

3 Months

2.00%

2.01%

12 Month CD

$500

$500

3 Months

2.20%

2.22%

18 Month CD

$500

$500

6 Months

2.30%

2.32%

24 Month CD

$500

$500

6 Months

2.40%

2.42%

36 Month CD

$500

$500

6 Months

2.50%

2.52%

48 Month CD

$500

$500

12 Months

3.00%

3.03%

7 Month “Prime CD”

$2,500

$2,500

3 Months

2.45%

2.47%

13 Month “Prime Flex CD”

$2,500

$2,500

6 Months

2.65%

2.68%

20 Month “Prime CD”

$2,500

$2,500

6 Months

2.85%

2.88%

30 Month “Prime CD”

$2,500

$2,500

6 Months

2.95%

2.98%

50 Month “Special”

$2,500

$2,500

12 Months

3.50%

3.55%

60 Month “Prime CD”

$2,500

$2,500

12 Months

3.70%

3.75%

75 Month “Prime CD”

$2,500

$2,500

12 Months

5.01%

5.10%

Horizon Advantage 24-month CD

$25,000

$25,000

12 Months

3.25%

3.29%

Horizon Advantage 36-month CD

$25,000

$25,000

12 Months

3.40%

3.44%

Horizon Advantage 60-month CD

$50,000

$50,000

12 Months

3.60%

3.65%