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Horizon Checking
FREE Checking!
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- No minimum balance
requirement
- No monthly service
charge
- No per-check charge
- $11 service charge if account
is closed within six (6) months of opening date
- $3 service charge per
month if you choose to receive imaged checks
- Instant Cash &
Check card (subject to approval)
- Free Online Banking
& 24 Hour TeleBanking
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Classic
Checking
Our premium interest bearing account.
- $1,000 minimum balance
requirement
- No per-check charge
- First box of HORIZON
style checks free
- Interest earned daily on
collected balance of $1,000 or more and paid monthly
- Interest rate subject
to change daily with market conditions
- No charge for the
first year on a new 3 x 5 safe deposit box rental
- $3 service charge per
month if you choose to receive imaged checks
- $9 service charge if
account falls below the required minimum balance during the statement
cycle
- $11 service charge if
account is closed within six (6) months of opening date
- Instant Cash &
Check card (subject to approval)
- Free Online Banking
& 24 Hour TeleBanking
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Classic Plus
Checking
For those customers ages 55 and over.
- No minimum balance
requirement
- No per-check charge
- Free HORIZON style
checks (limit one box of checks per order)*
- Interest earned daily
on collected balance of $500 or more and paid monthly
- Interest rate subject
to change daily with market conditions
- $3 service charge per
month if you choose to receive imaged checks
- $11 service charge if
account is closed within six (6) months of opening date
- Instant Cash &
Check card (subject to approval)
- Free Online Banking
& 24 Hour TeleBanking
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Prime Checking
The account for those customers with $10,000 or more with combined
balances on deposit accounts (excluding loans) with Horizon Bank.
- No minimum balance
required in the checking
- No per-check charge
- Free HORIZON style
checks (limit one box of checks per order)*
- Interest earned
daily on account's entire collected balance and paid monthly
- Interest rate
subject to change daily with market conditions
- $9 service charge if
account relationship falls below required combined balance during the
statement cycle
- $11 service charge
if account is closed within six (6) months of opening date
- Instant Cash &
Check card (subject to approval)
- Free Online Banking
& 24 Hour TeleBanking
*If a style design other than referenced above is desired,
you will receive a $5 discount.
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Savings
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Traditional Savings
The everyday account.
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- $50 minimum balance
requirement
- Four (4) withdrawals
allowed per calendar month. $6 for each additional withdrawal
- Free personalized
deposit/withdrawal slips
- Interest earned daily
on collected balance and paid quarterly
- Interest rate subject
to change daily with market conditions
- $9 service charge if
account falls below required minimum balance during the calendar quarter
- $11 service charge if
account is closed within six (6) months of opening date
- Detailed statement
produced and mailed quarterly
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Money Market Plus Savings
For the secure investor.
- $2500 minimum
balance requirement
- Four (4) withdrawals
allowed per month. $6 for each additional withdrawal
- Free personalized
deposit/withdrawal slips. Account may be accessed using checks
- Interest earned
daily on collected balance and paid monthly
- Interest rate
subject to change daily with market conditions
- $9 service charge if
account falls below required minimum balance during the calendar quarter
- $11 service charge
if account is closed within six (6) months of opening date
- Detailed statement
produced and mailed quarterly
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Prime Money Market
Savings
- $25000 minimum
balance requirement
- Four (4) withdrawals
allowed per month. $6 for each additional withdrawal
- Free personalized
deposit/withdrawal slips. Account may be accessed using checks
- Interest earned
daily on collected balance and paid monthly
- Interest rate
subject to change daily with market conditions
- $9 service charge if
account falls below required minimum balance during the month
- $11 service charge if
account is closed within six (6) months of opening date
- Detailed statement
produced and mailed quarterly
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Holiday
Savings
Get ahead for next year's Holiday
Season.
- No minimum balance
requirement
- No withdrawals
allowed
- Holiday
check mailed in November
- Free personalized
deposit slips
- Interest earned daily
on collected balance and paid annually
- Interest rate subject
to change daily with market conditions
- $11 service charge if
account is closed within six (6) months of opening date
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Youth Savings
For children ages 17 and under.
- No minimum balance
requirement
- Six (6) withdrawals
allowed per calendar quarter
- Free personalized
deposit/withdrawal slips
- Interest earned
daily and paid quarterly
- Interest rate
subject to change daily with market conditions
- Detailed statement
produced and mailed quarterly
- Children ages 12
and under earn Dragon Dollars with your deposits to purchase items
from our selection of goodies!
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Certificates of Deposit
Our certificates of deposit offer many options for managing your money.
Click here for our CD rates.
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Individual Retirement Accounts
Our individual retirement accounts offer a retirement plan.
Our IRA rates are the same as our CD rates.
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Mortgage Lending
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Buying or building a new home? Choose Horizon Bank for
your mortgage needs and relax. We'll un-complicate the process and help you
find the mortgage that's right for you. We'll explain your options in 'plain
english' and make recommendations based on your unique needs.
One size does not fit all when it comes to mortgages. Work
with experienced bankers you can trust. We've been helping people buy their
dream homes for over 25 years.
- New Home Purchase
- New Construction
Loans
- Refinancing
- Mobile Home Loans
- Home Improvement
Loans
- Home Equity Loans
Banking, mortgages and more, all under one roof!
Imagine the possibilities....we'll work with you to make it happen!
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Loans
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Commercial Loans
Business and industrial loans available. We offer extremely competitive
rates.
SBA lender.
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Agricultural Loans
Horizon Bank offers a full line of agricultural products, from operating
lines to real estate loans. We will create a program to fit your operation.
FSA and RFA participating lender.
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Personal Loans
A wide range of personal loans is available at Horizon Bank: auto and
recreational vehicle loans to vacation loans. We offer competitive rates and
terms up to 6 years.
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Student Loans
We offer student loans to help you through the years after high school. Our
Lender ID number is 831882.
Click here to
see our disclosures.
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